AOTI Insurance

O’Driscoll O’Neil have two facilities in place for full and part-time practising members of the AOTI.    

Medical Malpractice & Public Liability

This policy is underwritten by Hiscox SA.

Brief summary of cover:

Public & Products Liability Limit:       €6.5m any one claim with €250 excess
Medical Malpractice Limit:                 €6.5m any one period of insurance with €500 excess
Loss of Documents:                            Included
Representation Costs:                       €250,000 

Medical malpractice is defined as an act or omission by a health care provider which deviates from accepted standards of practice in the medical community and which causes injury to the patient.

Summary of Medical Malpractice Cover:

• Error or delay in diagnosis of illness or injury

• Failure to act on test results

• Error in administering treatment

• Inadequate follow up care

The wording is on a Claims Made basis. This means that your policy must be in force on the date that a claim is made against you and/or the date you first become aware of circumstances likely to give rise to a claim. You must immediately notify your Insurers of the circumstances of the potential claim.

Fitness to Practice Cover

We have in place a Fitness to Practice facility, underwritten with Hiscox SA. This policy will provide cover in the event of complaint being made against you with CORU.

Summary of Cover:

• €250,000 any one claim

• No policy excess

On notification of a complaint, you must immediately contact the Helpline on +3531 2381810 If you contact CORU prior to your Insurance company there is a danger the Insurance company will void your policy. 

Your Insurance policies are only valid in conjunction with membership of the AOTI being held at the same time and should a claim come in we are required to provide our certificate along with your proof of membership to the insurance company.  Should you cancel/not renew your membership during the year your insurance is void and no refund will be given.

To read the full policy wording please click here.

How to proceed with insurance:

Please complete the below steps to proceed with insurance;

• Click here to complete our proposal form

• Send ODON a copy of your AOTI membership email 

• Please submit both documents to

• Our Terms of Business are available to read here

Insurance Documents:

To view documents please click below:

  1. AOTI Summary of Cover
  2. Policy wording
  3. HSA endorsement
  4. IPID

How to pay for insurance:

We offer members three payment options;

• Pay Online

• Pay over the phone 

• Bank Transfer

If you require any further information please contact our team; 

Brian Baird | | 01-6395870 
Jamie Costello | | 01-6395877 
AOTI Insurance

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